Bond Calculator

Empower Your Homeownership Journey:

Our calculator provides clarity on your potential monthly bond repayments. Explore how different deposit amounts and loan terms shape your financial commitment

  • R55,000 Cashback through your ABSA eco-loan:

    Purchase an EDGE-certified home and enjoy R55,000 cash back into your bond.

  • Discounted Interest Rate:

    We’re proud to offer a reduced interest rate, reflecting the prime rate AND an additional 0.25% savings for choosing an eco-friendly EDGE certified home.

     

Set Your Purchase Price:Enter the total price of the property you intend to purchase. This will be the basis for calculating your loan amount and monthly repayments.
  • R500,000
  • R5,000,000
Choose Your Loan Term:Select the duration (in years) over which you'd like to repay your home loan. A longer term typically results in lower monthly payments but higher overall interest paid.
  • 5
  • 30


Add a Deposit (Optional):If you have savings set aside for a deposit, enter the amount here. A larger deposit can reduce your monthly repayments and the total interest you'll pay.
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BASE CASEThis calculation shows the typical costs associated with a home loan based on current market rates. Use it to get a general idea of what your monthly repayments and total interest might be.

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Loan details:
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Interest amount

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Total repayable

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IN HOUSE ORIGINATIONBy utilising our in-house origination services and leveraging our strong bank relationships, you could potentially qualify for a lower interest rate, leading to significant savings over the life of your loan. See how much you could save with this calculation!

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Loan details (BENEFIT: -0.82%)
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Monthly Savings

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EDGE BENEFITInvesting in an EDGE-certified home not only benefits the environment, but it can also benefit your wallet. This calculation demonstrates the potential savings you could enjoy with a reduced interest rate for financing an energy-efficient home. Discover the financial advantages of sustainable living!

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Loan details (BENEFIT: -0.25%)
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Monthly Savings

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This calculator is provided solely for general information purposes. Although this calculator may be a useful tool in evaluating certain financial information and assumptions provided by the user, it is not intended in any way as financial, securities, insurance, tax, or legal advice or services. Further, this calculator may not include all financial information relevant to any particular user, and there often are other important considerations to any home buying decision that are difficult to quantify in financial terms. Accordingly, this calculator is provided on an “AS IS” AND “AS AVAILABLE” BASIS WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF SUITABILITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. Leogem does not assume any duty by making this calculator available, all of which duties are expressly disclaimed, and Leogem shall not be responsible for any errors or omissions in this calculator or the consequences of any decisions or actions taken in reliance upon this calculator.

The foregoing information is provided solely for general information purposes and is not intended in any way as financial, securities, insurance, tax, or legal advice or services. Each potential homebuyer may have unique financial and other considerations that may be important to any home buying, financing or related decision. Accordingly, Leogem does not assume any duty or liability in providing the foregoing information and expressly disclaims all representations and warranties of any kind, either express or implied, with respect to such information. Potential homebuyers that desire additional information or guidance tailored to their specific situation should contact a relevant professional.

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